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Mortgage Tampa FL

The four-county area is composed of roughly 3 million residents, making it the second largest metropolitan statistical area (MSA) in the state, and the fourth largest in the Southeastern United States, behind Miami, Washington, D.C., and Atlanta. Gateway Capital Mortgage offers a wide variety of Florida Mortgages to refinance your current mortgage or to help purchase your new home. Why Choose Us? We offer a wide range of Tampa home mortgage solutions. Because our representatives are Tampa mortgage broker experts, and can help you with making the right decision. We offer Tampa home mortgages to those with past bad credit problems (foreclosure, bankruptcy, judgments, and collections). We have... [Read the full story]

FHA Loans

FHA Mortgage Insurance Available

HUD Announces No Downpayment Mortgages for  Hurricane Disaster Victims Florida FHA mortgage insurance available for displaced victims of Katrina and Rita WASHINGTON – Housing and Urban Development Secretary Alphonso Jackson today announced that HUD has a mortgage financing program that requires no downpayment for people whose homes have been destroyed or damaged due to Hurricanes Katrina or Rita. In addition to requiring no downpayment, potential homeowners can live anywhere they choose in the United States. “HUD is committed to helping people affected by these terrible disasters... [Read the full story]

VA Loans

VA Loan Checklist

Before starting the mortgage process, you’ll need to have documents that applies to all loan applicants: Social Security cards Residential history for the past two years Employment History for the past two years Last 2 LES (paystubs) or provide income sources Last 2 months of asset statements Credit report Information on all real estate owned properties  Estimated value of all personal assets  Certificate of Eligibility and DD214, (for veterans only) W2′s for the past two years  In addition, you may need to pay for a credit report and appraisal of the property.  Read More →

Jumbo Loans

Jumbo Mortgage Options

Jumbo mortgage loan options are similar to traditional loan programs. They simply require a slightly higher down payment, usually of an additional 5% for similar program types. No-money-down programs are generally not available, but instead require a minimum of 5% down payment for a jumbo mortgage. Because the loans are large, jumbo lenders frequently offer variable loan programs to the jumbo client. The risk of an interest rate increase can result in a large dollar amount increase. It can be more expensive to refinance a jumbo loan due to the closing costs. Some lenders will offer the service... [Read the full story]

USDA Loans

USDA Awards $356 Million in Loans

USDA AWARDS $356 MILLION IN ELECTRIC LOANS Funds Will Help More Than 45,000 Rural Customers in 10 States WASHINGTON, Feb. 6, 2009 -Agriculture Secretary Tom Vilsack today said that 16 rural utilities and cooperatives in 10 states have been selected to receive $356 million in loans to build and repair 3,830 miles of distribution and transmission lines and make system improvements that will affect more than 45,000 rural customers. “Investing in core rural infrastructure is a priority for the Obama Administration,” Vilsack said. “These loans will provide affordable power by financing... [Read the full story]

Mortgage Rates

Low Rate & Fee Combo Guarantee

Low Rate and Fee Combo Guarantee Each morning at Gateway Capital Mortgagewe receive wholesale rate sheets from over 50 wholesale lenders. We take your specific scenario and match it with the most competitive lender that is offering the highest incentive and is buying the market for your scenario. We clearly detail a fee and rate comparison line by line free of charge so you can be an educated shopper. By eliminating the confusion and frustration that occurs when comparing multiple lenders, the right choice becomes clear. Call 888-595-7339 No Other Company Offers a Similar Guarantee Clients spend... [Read the full story]

FSBO