Today’s Rates
1st Update 10:30 AM · 7/29/2010
| Product | Interest Rate | APR |
| Conforming Loans Request Your Personal Quote or Apply Online | ||
| 30 Year Fixed | 4.5% | 4.65% |
| 20 Year Fixed | 4.25% | 4.35% |
| 15 Year Fixed | 3.875% | 3.975% |
| 5 Year Fixed ARM | Please Contact Us | |
| 5 Year Fixed ARM Interest Only | Please Contact Us | |
| Jumbo Loans Request Your Personal Quote or Apply Online | ||
| 30 Year Fixed | Please Contact Us | |
| 15 Year Fixed | Please Contact Us | |
| 5 Year Fixed ARM | Please Contact Us | |
| 5 Year Fixed ARM Interest Only | Please Contact Us | |
| Government Loans Request Your Personal Quote or Apply Online | ||
| 30 Year Fixed FHA | 5.000% | 5.340% |
| 30 Year Fixed VA | 5.000% | 5.380% |
| 30 Year Fixed USDA | 5.000% | 5.360% |
Rates are updated daily at noon. Rates are subject to change without notice.
APR Annual Percentage Rate based on $200k loan amount, 10% down and 720 credit score. Actual Annual Percentage Rate (APR) may be higher or lower based on credit, loan amount, property state, product features, rate lock period, PMI/MIP, and loan-to-value ratio. The displayed annual percentage rates (APRs) include total points, and additional prepaid finance charges and may include other closing costs. On adjustable rate loans, rates are subject to increase over the life of the loan.
Loan pricing may only be locked through a mortgage consultant to be effective. All loans are subject to credit approval, verification, and collateral evaluation. This information is provided for illustration only, does not constitute an application, guarantee loan approval, or an offer or commitment to make a loan on the above terms.
Mortgage Rates displayed above are based on mortgages secured in FL & IL, and may vary per state.
Jumbo Loans are based upon 900k max loan amount, 720 FICO, 75% LTV
FHA Loan rates based on a 3.5% down payment, 660 middle FICO, FHA 1.75% funding fee, and no Manual Underwriting included. Price may vary with loan amount, credit score, Manual Underwriting, cash-out refinancing, and property state.
VA Loan rates based upon 1st time use of VA Funding Fee of 2.15%
LPMI (Lender Paid PMI) – 10% down payment, $200,000 loan amount, and minimum 720 credit score.
USDA rates based on 200k loan amount, 620 minimum score, 2% USDA funding fee
Other restrictions may apply.
