Low Rate & Fee Combo Guarantee
Each morning at Gateway Capital Mortgagewe receive wholesale rate sheets from over 50 wholesale lenders. We take your specific scenario and match it with the most competitive lender that is offering the highest incentive and is buying the market for your scenario. We clearly detail a fee and rate comparison line by line free of charge so you can be an educated shopper. By eliminating the confusion and frustration that occurs when comparing multiple lenders, the right choice becomes clear. Call 888-595-7339
No Other Company Offers a Similar Guarantee
Clients spend hours researching themselves, calling multiple companies to get the lowest rate. Others save time and apply with Gateway Capital because they know we’ll get them the lowest mortgage rates guaranteed. If you can find a lender with a lower rate and fee combo than Gateway Capital, we will give you $500.00*.
* – This guarantee is applied toward purchases or refinancing; applies only to fully documented Conforming 15 year and 30 year fixed rate first mortgages starting at $100,000 up to a maximum loan amount of $417,000. In order to receive payment under this guarantee, a customer must first provide a complete, system-generated (not hand-written) Good Faith Loan Estimate, listing a specific lender’s name, and dated the same date as the rate quoted by us. If such Good Faith Estimate indicates an interest rate and closing costs package that is equal to or lower than our interest rate and closing costs package for the same loan program, and we have verified the accuracy of the rate and costs listed, we will either beat the total loan costs by $100 or pay the customer $500 within ten business days after the customer’s loan is closed and the customer provides us a copy of the fully executed Note and HUD-1 Settlement Statement from such closing.
